Sunday, July 06, 2025

chatGPT Second Guesses Your Would be Motley Fool (Jeremy Philips of Flywheel)


Want $3,000 a Year in Passive Income? Just Buy $2,500 Worth of These 2 Dividend Growth Stocks (MPLX and TX - Marathon Oil and Ternium Steel)

⚠️ What’s Risky or Misleading
Dividend projections assume no cuts or missed growth targets, which is unlikely over a 10+-year horizon, especially for a cyclical stock like Ternium.

Past growth does not guarantee future results — especially when global conditions, tax laws, and commodity prices shift.

K-1 tax filing for MPLX can be a headache for casual investors or those with tax-sheltered accounts like IRAs.

TX’s dividend was cut recently, contradicting the implied linear growth story.

🧾 Conclusion: Should You Buy These Two?
You could consider these stocks as part of a broader diversified dividend portfolio, but:

Don’t bet your entire dividend strategy on just two names, especially not ones with known volatility.

MPLX is a solid income choice, but TX needs more scrutiny for reliability.

Look into blue-chip dividend growers (e.g., JNJ, PEP, PG, etc.) as part of a well-rounded plan.

If you're looking for lower-risk compounding, consider Dividend Aristocrats or REITs with consistent payout histories.

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